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Before You Look for Your Dream Home: Know What You Want vs. What You Need!
Before You Look for Your Dream Home: Know What You Want vs. What You Need! | MyKCMIn this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search. If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d ... Read More
Having a Professional on Your Side Makes All the Difference!
Having a Professional on Your Side Makes All the Difference! | MyKCMIn today’s fast-paced world where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, the addition of more information causes more confusion. Shows like Property Brothers, Fixer Upper, and dozens more on HGTV have given many a false ... Read More
Stop Wondering What Your Budget Is & Get Pre-Approved!
Stop Wondering What Your Budget Is & Get Pre-Approved! | MyKCMIn many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a ... Read More
4 Reasons to Sell This Summer [INFOGRAPHIC]
4 Reasons to Sell This Summer [INFOGRAPHIC] | MyKCMSome Highlights: Buyer demand continues to outpace the supply of homes for sale. This means that buyers are often competing with one another for the few listings that are available. Housing inventory is still under the 6-month supply needed to sustain a normal housing market. Now may be the time for you and your family ... Read More
Young First-Time Buyers Are Saving for Their Dream Homes
Young First-Time Buyers Are Saving for Their Dream Homes | MyKCMYoung buyers (Millennials & Gen Z) have waited longer than previous generations to enter the housing market for their first home. However, this hasn’t stopped them from dreaming about the home they will eventually buy. Many spend hours searching listings and building Pinterest boards of their favorite home features. According to a survey from Open ... Read More
What You Need to Know About Private Mortgage Insurance (PMI)
What You Need to Know About Private Mortgage Insurance (PMI) | MyKCMWhether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What ... Read More
Why Is So Much Paperwork Required to Get a Mortgage?
Why Is So Much Paperwork Required to Get a Mortgage? | MyKCMWhen buying a home today, why is there so much paperwork mandated by the lenders for a mortgage loan application? It seems like they need to know everything about you. Furthermore, it requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process ... Read More
5 Reasons to Sell Your House This Summer
5 Reasons to Sell Your House This Summer | MyKCMHere are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in ... Read More
Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC]
Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] | MyKCMSome Highlights: If you are planning on listing your house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI). Minor renovations can go a long way toward improving the quality of your everyday life and/or impressing potential buyers. Whether you plan to stay in your house for ... Read More
Time for Your Dream Home, Gen X!
Time for Your Dream Home, Gen X! | MyKCMDuring the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation to regain their lost wealth. According to Pew Research Center, “Their fortunes have rebounded more than those of other ... Read More
3 Things to Know in the Housing Market Today!
3 Things to Know in the Housing Market Today! | MyKCMA lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, ... Read More
Renting or Owning, What Is Better for You?
¬Renting or Owning, What Is Better for You? | MyKCMIn a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy ... Read More
2 Myths Holding Back Home Buyers
2 Myths Holding Back Home Buyers | MyKCMFreddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save ... Read More
What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]
What is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC] | MyKCMSome Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020. CoreLogic predicts home prices to appreciate by 4.8% over the next 12 ... Read More
What is Important to Boomers when Selling their House?
What is Important to Boomers when Selling their House? | MyKCMIf you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer fits the bill. Taxes are too high. Utilities are too expensive. Cleaning and repair are too difficult. You may ... Read More
The Feeling You Get from Owning Your Home
The Feeling You Get from Owning Your Home | MyKCMWe often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain ... Read More
How Homeownership Delivers Unsurpassed Family Wealth
How Homeownership Delivers Unsurpassed Family Wealth | MyKCMThere are many financial benefits to homeownership, but probably none more important than its ability to create family wealth. How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is an online resource for research and information on how homeownership contributes to individual and community success. Their article, ... Read More
4 Reasons to Buy A Home This Summer
4 Reasons to Buy A Home This Summer | MyKCMHere are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 3.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.8% over the next year. ... Read More
The Top Reasons to Own Your Home [INFOGRAPHIC]
The Top Reasons to Own Your Home [INFOGRAPHIC] | MyKCMSome Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own home?
The Ultimate Truth about Housing Affordability
The Ultimate Truth about Housing Affordability | MyKCMThere have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the last ten years, we need to understand why and what that means. On a monthly basis, the National Association of Realtors (NAR), produces ... Read More