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Is A Bigger House Within Your Budget?
Is A Bigger House Within Your Budget? | MyKCMAt this time of year, many families come together to celebrate the season. It’s also the time when many realize their homes are just not quite big enough to host all of their guests and loved ones. Are you one of those homeowners dreaming for a larger space to call home? You may have enough ... Read More
It’s ‘National Roof Over Your Head’ Day!
It’s ‘National Roof Over Your Head’ Day! | MyKCMDid you know that each year in the United States, we celebrate “National Roof Over Your Head Day” on December 3rd? As noted on the National Calendar, it was “created as a day to be thankful for what you have, starting with the roof over your head. There are many things that we have that ... Read More
5 Reasons to Sell This Winter
5 Reasons to Sell This Winter | MyKCMBelow are five compelling reasons to list your house this winter. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase, and are in the market right ... Read More
Buyers Are Looking For Your Home [INFOGRAPHIC]
Buyers Are Looking For Your Home [INFOGRAPHIC] | MyKCMSome Highlights: Existing Home Sales are currently at an annual pace of 5.46 million. The inventory of existing homes for sale remains below the 6 months needed for a normal market and is now at a 3.9-month supply. Inventory remains low due to high demand from buyers who are still looking for a house to ... Read More
Thank You for Your Support
Thank You for Your Support | MyKCM
Tips to Sell Your Home Faster
Tips to Sell Your Home Faster | MyKCMWhen selling your house, there are a few key things you can prioritize to have the greatest impact for a faster sale: 1. Make Buyers Feel at Home Declutter your home! Pack away all personal items like pictures, awards, and sentimental belongings. Make buyers feel like they belong in the house. According to the 2019 Profile ... Read More
7 Reasons to List Your House This Holiday Season
7 Reasons to List Your House This Holiday Season | MyKCMAround this time each year, many homeowners decide to wait until after the holidays to list their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why listing your house now or keeping it on the market this winter may be the ... Read More
The Cost Across Time [INFOGRAPHIC]
The Cost Across Time [INFOGRAPHIC] | MyKCMSome Highlights: With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low! According to Freddie Mac, rates are projected to increase to 3.9% by this time next year. The impact your interest rate has on your monthly mortgage payment ... Read More
How Long Can This Economic Recovery Last?
How Long Can This Economic Recovery Last? | MyKCMThe economy is currently experiencing the longest recovery in our nation’s history. The stock market has hit record highs, while unemployment rates are at record lows. Home price appreciation is beginning to reaccelerate. This begs the question: How long can this economic recovery last? The Wall Street Journal (WSJ) Survey of Economists recently called for ... Read More
Buyers Are Looking Now. Are You Ready to List Your Home?
Buyers Are Looking Now. Are You Ready to List Your Home? | MyKCMInventory on the market today is low, especially among existing homes in the entry and middle-level tiers of the market. It is hovering well below the 6-month supply typically found in a more normal market, as shown in the graph below:With inventory being one of the biggest housing market challenges today, finding a starter home ... Read More
Expert Advice: 3 Benefits to Owning a Home
Expert Advice: 3 Benefits to Owning a Home | MyKCMSuccess is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction. Here are 3 tips he shares from a recent piece in Business Insider on the benefits of owning real estate: 1. Real estate diversifies your income “While it is ... Read More
2 Myths Holding Back Home Buyers
2 Myths Holding Back Home Buyers | MyKCMIn a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream. The piece, however, also reveals,  “Saving for a down payment is one of the biggest obstacles faced by first-time home ... Read More
The Cost of Renting vs. Buying a Home [INFOGRAPHIC]
The Cost of Renting vs. Buying a Home [INFOGRAPHIC] | MyKCMSome Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear. Every market is different. Before you renew your lease, find out ... Read More
This is Not 2008 All Over Again: The Mortgage Lending Factor
This is Not 2008 All Over Again: The Mortgage Lending Factor | MyKCMSome are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money. Recent articles about the availability of low-down payment loans and down payment assistance programs are causing concern that we’re returning ... Read More
Buyer Demand Growing in Every Region
Buyer Demand Growing in Every Region | MyKCMBuyers are out in full force this fall, increasing the demand for homebuying in all four regions of the country. According to the latest ShowingTime Showing Index, “Home showing activity was up again nationwide with a 4.6 percent rise in traffic, as the traditionally slow fall season began with a marked boost in buyer interest.” ... Read More
Homeownership Rate Remains on the Rise
Homeownership Rate Remains on the Rise | MyKCMIn the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing market. The U.S. Census Bureau announced, “The homeownership rate of 64.8 percent was not statistically different from the rate in the third quarter 2018 (64.4 percent), but was 0.7 percentage points higher than the rate ... Read More
75 Years of VA Home Loan Benefits
75 Years of VA Home Loan Benefits | MyKCMToday, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice. This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities for those ... Read More
VA Home Loans by the Numbers [INFOGRAPHIC]
VA Home Loans by the Numbers [INFOGRAPHIC] | MyKCMSome Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership. In 2018, $161 billion was loaned to veterans and their families through the program. In the same year, the average ... Read More
Forget the Price of the Home. The Cost is What Matters.
Forget the Price of the Home. The Cost is What Matters. | MyKCMHome buying activity (demand) is up, and the number of available listings (supply) is down. When demand outpaces supply, prices appreciate. That’s why firms are beginning to increase their projections for home price appreciation going forward. As an example, CoreLogic increased their 12-month projection for home values from 4.5% to 5.6% over the last few ... Read More